Short term renting of rooms through online websites like Airbnb continues to grow in popularity but inviting paying guests into your home can invalidate your home insurance.
Most standard household insurance policies will exclude cover if your home is used for business purposes and theft or accidental damage to property by paying guests is often a specific exclusion.
Whilst airbnb provides hosts with cover for damage to property by guests, this still leaves hosts without cover if a guest injures themselves in the home through negligence, for example like slipping on a loose carpet.
R K Shipman can arrange home insurance that specifically covers renting rooms to paying guests.
If you would like to learn more about our cover please get in touch, call us on 0800 038 5264 or email us