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Green Home Insurance

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The homECOver policy not only provides excellent cover at a competitive rate but, also, offsets up to 100% of the carbon emitted by the average UK household, which equates to 6 tonnes per household per year. In addition, we offer discounts to homeowners who have improved the energy efficiency of their homes. For example, loft insulation, solar panels and cavity wall insulation. Further discounts of up to 10% are available for the most ecologically sound homes.

  • I like the idea of helping the environment but is this policy going to cost me more than an ‘ordinary’ policy?
    No, not at all! We believe that the best way to encourage individuals to reduce pollution and energy usage is to offer financial incentives. You will find our homECOver policy not only extremely comprehensive in cover but also, very competitively priced. In addition, we also offer further discounts if you have made improvements to make your home more energy efficient.
  • Do I need to make any changes to my home to be eligible for this insurance?
    No. This policy will cover most people’s homes including listed buildings. If you have made any changes that are beneficial to the environment, we will of course reflect this in the premium you pay.
  • Do I get exactly the same cover as a standard household policy?
    Yes. We have selected only leading insurance companies to offer these policies. The range of cover available is extremely comprehensive; for example, cover can include accidental damage and personal possessions and valuables anywhere in the world, at no additional cost. Please see the ‘Summary of Cover’ for full details.
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